Charles Insurances

 Introduction Car insurance plays a crucial role in protecting individuals in Switzerland from financial liabilities arising from accidents or injury caused to others. To illustrate the significance of this coverage, we will explore real-life examples of car insurance claims in Switzerland, drawing insights from Charles McHugo, the certified Swiss insurance expert for English speakers in Switzerland. You can familiarize yourself with his work at CharlesInsurances.com Swiss car insurance is divided into three modules, liability, partial casco and full casco. A car cannot be registered without the obligatory car liability insurance module. The two casco modules are therefore not mandatory, but highly recommended, as without them your car is only covered for the damage done to other cars, not your own. So to be covered for theft, glass damage, electrical problems, fire and rodent damage the partial casco module is required; and to be covered for damage done to the car's bodywork the f...